Bring your own business
Self-sourced loans run on your terms with a transparent compensation track. Your borrowers, your relationships, your pipeline — supported by Luxara's tech stack.
Loan Officer Recruiting
A modern private-client mortgage platform for loan officers who want better tools, better leads, and better borrower experiences — without giving up the business they've already built.
Why LOs join
Self-sourced loans run on your terms with a transparent compensation track. Your borrowers, your relationships, your pipeline — supported by Luxara's tech stack.
Qualified inbound leads from our marketing channels are distributed to active LOs. Mix self-sourced and company-sourced files under one hybrid compensation plan.
Borrowers get a polished, guided experience — application, document upload, credit, status, and education — that makes your pipeline easier to move.
Credit Authorization, credit plans, and improvement checklists turn borderline borrowers into approvable files faster, with full audit trails.
Compliance-safe tradeline marketplace and credit simulator help borrowers prepare without you having to be the credit expert.
A public profile + booking page at /lo/your-slug — share your credentials, calendar, and team in one link.
Required onboarding programs plus an NMLS-aware CE library so you stay current without juggling vendors.
Direct messaging with admins and team members, internal directory, and a review queue so files never sit idle.
Compensation transparency
Self-sourced and Luxara-sourced files run on the same compensation engine. Hybrid LOs see both tracks in one dashboard, with bonus opportunities tied to volume, retention, and CE completion. Compensation tiers are set by written agreement.
Your own pipeline
A transparent bps rate on every funded self-sourced loan. Bring your existing relationships and database — keep your independence.
Inbound from marketing
Qualified leads from Luxara channels assigned through the platform, with a clear bps rate per funded file. No fishing required.
Both, on one plan
Most LOs run both. Your dashboard splits the source mix, surfaces pending commission, and tracks bonus progress in real time.
Tell us a little about your pipeline and licensing. We'll set up a confidential call to walk you through the platform and compensation plan options.
Apply to Join LuxaraCompensation disclosure
Compensation examples are illustrative and subject to agreement, licensing, state rules, company policy, file quality, and funded loan status. Estimated earnings are not a promise of payment and may change based on funded loan status, clawbacks, lender adjustments, or compliance review.